5 Reasons An Out-Of-Network Therapist Might Be The Best Choice For You
- In order to receive compensation from insurance companies, therapists who accept insurance must spend hours every week submitting claims or on hold with an insurance company representative. Therapists who accept insurance are reimbursed at lower rates, so they must accept more clients to make ends meet. This time takes away from reviewing session notes, advocating on behalf of clients, and improving their practice.
- An out-of-network therapist isn’t too busy or constrained by providing services that the insurance company only authorizes. We are able to spend more time and creativity crafting the perfect treatment plan for you and are more flexible. Out-of-network therapists are free to offer more than one appointment per week and have time for phone calls or texts between sessions for patients in crisis.
- When you use an in-network provider, You lose some control over the confidentiality of your information: A mental health diagnosis goes on your permanent insurance record. Although it is unlikely, it is possible that your record could be accessed for security clearances, life insurance, background checks, the military, workman’s compensation cases, lawsuits, or divorce cases.
- It can be difficult to find a therapist in your network. Often they have very long waitlists. Some people have to wait weeks or even months to see an in-network therapist.
- Many out-of-network therapists are generalists who are only qualified to treat common challenges, Private pay therapists often have more specialized practices. Many people prefer to work with a specialist to address their specific challenges.