Fees & Insurance, Explained Clearly

Choosing a therapist is a meaningful decision.
Understanding how payment works should feel simple and transparent.

Clear, straightforward information so you can make decisions without confusion, pressure, or unnecessary back-and-forth emails.

Session Fees

My fee is:
$210 for a full 60-minute session
$190 for a 45-minute session

Payment is due at the time of service.
If you would like a superbill, which is a detailed receipt for therapy services that you may submit to your insurance company for possible out-of-network reimbursement, I am happy to provide one.

I am not on commercial insurance panels.

Please reach out to discuss.

Medicare Coverage

Clear Mind Counseling is a Medicare-approved provider.
If you are 65 or older, under 65 with certain disabilities, or living with End-Stage Renal Disease, you may be eligible to use your Medicare benefits for counseling services.

To get started:

Verify your Medicare coverage and benefits
Contact our office to discuss how your benefits apply

When Anxiety Starts Taking Over

Many people arrive at therapy after realizing anxiety has quietly begun shaping their lives.

You may recognize experiences like:

Avoiding situations that once felt manageable

Struggling to calm your mind even when nothing is immediately wrong

Holding yourself to extremely high standards that increase stress

Feeling stuck between wanting change and not knowing how to begin

Anxiety can be exhausting, but it does not have to remain in control.

A Thoughtful Approach Makes the Difference

We are committed to making high-quality mental health care accessible to Medicare beneficiaries and are happy to help guide you through the process.

How Therapy Works Here

Therapy here follows a structured, collaborative process designed to build clarity, practical skills, and steady, lasting confidence over time.

Clear Focus

Sessions are guided by your goals, concerns, and daily realities.

Evidence-Based Care

Methods grounded in well-researched, effective treatments for anxiety.

Individualized Strategies

Tools adapted to how you think, feel, and live.

Steady Progress

Change that respects your pace and builds lasting confidence.

Why We Are Out-of-Network

Many people ask why we are not on insurance panels.
There are important reasons.

Therapists who accept insurance must spend significant time submitting claims, negotiating reimbursements, and working within insurance company limitations. Insurance reimbursement rates are lower, which often requires therapists to see a higher volume of clients.

As an out-of-network provider:
More time can be spent reviewing notes and tailoring your treatment

We are not restricted to only what insurance authorizes
We can offer more flexibility in scheduling
We are available for additional support when clinically appropriate

Our Commitment

At Clear Mind Counseling, the priority is thoughtful, individualized care.

Whether you are using Medicare benefits or paying privately, the goal is to provide compassionate, tailored support in a setting where you feel understood and respected.

If you have questions about fees or coverage, please reach out. We are happy to help you understand your options.

Conflicting guidance about what is required

Unclear inspection expectations across jurisdictions

Documentation gaps discovered too late

Last-minute scrambles before inspections or closings

Delays caused by incomplete or outdated records

By the time an issue is visible, timelines are usually tight and options are limited.

Treatment Specializations

Therapy at Clear Mind Counseling of Princeton supports individuals experiencing:

Anxiety

Panic attacks

Social anxiety

Phobias

Exposure-based therapy needs

Depression

Each area is approached with clarity, respect, and individualized care.

What Colleagues Share

Colleagues describe Lucia as compassionate, experienced, and deeply committed to helping clients navigate anxiety with clarity, warmth, and steady guidance.

Therapy grounded in clarity, respect, and steady support

We provide thoughtful, steady support focused on clarity, respect, and practical strategies that help you move forward confidently.

You can expect:

Clear explanations and collaborative planning

Evidence-based strategies tailored to you

A calm, professional environment

We do not:

Rush the process

Minimize your experience

Apply one-size-fits-all solutions

Start With a Consultation

If anxiety has been limiting your life, the first step is a conversation.

A consultation allows you to:

Discuss what you are experiencing

Ask questions about therapy and approach

Gain clarity about next steps

Care provided by Clear Mind Counseling of Princeton