Fees & Insurance, Explained Clearly
Choosing a therapist is a meaningful decision.
Understanding how payment works should feel simple and transparent.
Clear, straightforward information so you can make decisions without confusion, pressure, or unnecessary back-and-forth emails.
Session Fees
My fee is:
$210 for a full 60-minute session
$190 for a 45-minute session
Payment is due at the time of service.
If you would like a superbill, which is a detailed receipt for therapy services that you may submit to your insurance company for possible out-of-network reimbursement, I am happy to provide one.
I am not on commercial insurance panels.
Please reach out to discuss.
Medicare Coverage
Clear Mind Counseling is a Medicare-approved provider.
If you are 65 or older, under 65 with certain disabilities, or living with End-Stage Renal Disease, you may be eligible to use your Medicare benefits for counseling services.
To get started:
Verify your Medicare coverage and benefits
Contact our office to discuss how your benefits apply
When Anxiety Starts Taking Over
Many people arrive at therapy after realizing anxiety has quietly begun shaping their lives.
You may recognize experiences like:
Avoiding situations that once felt manageable
Struggling to calm your mind even when nothing is immediately wrong
Holding yourself to extremely high standards that increase stress
Feeling stuck between wanting change and not knowing how to begin
Anxiety can be exhausting, but it does not have to remain in control.
A Thoughtful Approach Makes the Difference
We are committed to making high-quality mental health care accessible to Medicare beneficiaries and are happy to help guide you through the process.
How Therapy Works Here
Therapy here follows a structured, collaborative process designed to build clarity, practical skills, and steady, lasting confidence over time.
Clear Focus
Sessions are guided by your goals, concerns, and daily realities.
Evidence-Based Care
Methods grounded in well-researched, effective treatments for anxiety.
Individualized Strategies
Tools adapted to how you think, feel, and live.
Steady Progress
Change that respects your pace and builds lasting confidence.
Why We Are Out-of-Network
Many people ask why we are not on insurance panels.
There are important reasons.
Therapists who accept insurance must spend significant time submitting claims, negotiating reimbursements, and working within insurance company limitations. Insurance reimbursement rates are lower, which often requires therapists to see a higher volume of clients.
As an out-of-network provider:
More time can be spent reviewing notes and tailoring your treatment
We are not restricted to only what insurance authorizes
We can offer more flexibility in scheduling
We are available for additional support when clinically appropriate
Our Commitment
At Clear Mind Counseling, the priority is thoughtful, individualized care.
Whether you are using Medicare benefits or paying privately, the goal is to provide compassionate, tailored support in a setting where you feel understood and respected.
If you have questions about fees or coverage, please reach out. We are happy to help you understand your options.
Conflicting guidance about what is required
Unclear inspection expectations across jurisdictions
Documentation gaps discovered too late
Last-minute scrambles before inspections or closings
Delays caused by incomplete or outdated records
By the time an issue is visible, timelines are usually tight and options are limited.
Treatment Specializations
Therapy at Clear Mind Counseling of Princeton supports individuals experiencing:
Anxiety
Panic attacks
Social anxiety
Phobias
Exposure-based therapy needs
Depression
Each area is approached with clarity, respect, and individualized care.
What Colleagues Share
Colleagues describe Lucia as compassionate, experienced, and deeply committed to helping clients navigate anxiety with clarity, warmth, and steady guidance.
“Lucia is a very enthusiastic and caring therapist. She helps clients feel at ease while addressing complex challenges.”
“Lucia is a caring professional who consistently seeks practical solutions to help individuals grow.”
“Highly compassionate and dedicated to providing quality care.”
“Warm, empathetic, experienced, and approachable.”
Therapy grounded in clarity, respect, and steady support
We provide thoughtful, steady support focused on clarity, respect, and practical strategies that help you move forward confidently.
You can expect:
Clear explanations and collaborative planning
Evidence-based strategies tailored to you
A calm, professional environment
We do not:
Rush the process
Minimize your experience
Apply one-size-fits-all solutions
Start With a Consultation
If anxiety has been limiting your life, the first step is a conversation.
A consultation allows you to:
Discuss what you are experiencing
Ask questions about therapy and approach
Gain clarity about next steps
Care provided by Clear Mind Counseling of Princeton

